BUY NOW OR PAY LATER:Enter the market sooner with a small deposit or take the time to build your funds
Strategy
Strengthen your financial position through refinancing
Friday, 2 July 2010
Whether you’re looking to improve your property or reduce your mortgage repayments, refinancing may be an ideal strategy. (more…)
Free yourself from expensive debt through consolidation
Friday, 2 July 2010
Mounting debt is a pressure that sadly a growing number of Australians are all too familiar with, but the good news is that with some careful restructuring your financial strain can be lifted. (more…)
Holidays that won’t break the bank
Tuesday, 29 June 2010
Holidays are key to a balanced family life; however they don’t need to come with a massive cost. Here are a few different ideas for holiday fun that’ll keep the whole family smiling. (more…)
Set yourself up for retirement
Monday, 28 June 2010
Are you prepared for retirement? It may seem a long way off but it’s essential to have a financial strategy in place. Here are our top five tips to help give your nest egg a golden glow.
1. Start now – Most people leave it too late to start a regular savings plan so jump in and start one today. Try and put a little extra away each month in a high interest savings account.
2. Add to your super – Having an extra 10 to 15 per cent of your wage put directly into your super can make a massive difference to your retirement savings – it’s also tax-effective.
3. Repay your mortgage – The faster you repay your home loan the more cash flow you’ll have to save or invest.
4. Invest in property – Investment property held for the long term is an excellent source of cash flow as well as an appreciating asset.
5. Hunt down lost super – If you’ve worked more than one job you might have some super funds you’re not sure about. Start your super hunt at www.findmysuper.com.au
Valuing your most important asset
Sunday, 27 June 2010
A professional assessment of your property every few years can be a worthwhile investment. (more…)
Safeguarding your home
Saturday, 26 June 2010
How would you meet your mortgage repayments if your income stopped tomorrow? (more…)
Seeking good tenants, and keeping them
Saturday, 19 June 2010
Owning an investment property can be a balancing act. (more…)
Add value through renovations
Tuesday, 15 June 2010
Renovation has long been an effective tool to not only better your lifestyle but also add value to your property. (more…)
Cash flow considerations
Monday, 7 June 2010
Property has long been a favourite investment choice for Australians and with values historically doubling every eight to 12 years there’s little wonder why! (more…)
Have fun on a budget
Wednesday, 2 June 2010
Smart spending coupled with a little research can give you plenty of opportunities to break loose without running up the credit card bill. (more…)
